Cookies policy
The BNP Paribas Group is committed to delivering the best possible service to you while maintaining the confidence that you place in us.
As part of this, we have adopted strong principles across the Group to ensure the protection of your data.
As such, we would like to provide you with transparent information about how we place, use and store cookies on your device when you use our website www.finland.bnpparibas.com (the “Website”) and present you with the option to manage and to delete cookies.
- What is a cookie?
Cookies are small text, image or software files that are placed on your device when you access our Website. The word “device”, when used in this Cookies Policy, refers notably to computers, smartphones, tablets and all other devices used for accessing the internet.
Cookies may be either: (i) session specific, meaning that they are deleted from your device once the session and browser are closed; or (ii) persistent meaning that they will remain on your device until they are removed.
Cookies perform a number of useful functions, such as to:
Authenticate and identify you on our Website and/or Application in order to provide you with services that you have requested;
- Enhance the security of the Website and/or Application, including to prevent fraudulent use of login credentials and protect user data from access by unauthorized parties;
- Send you personalized advertising notably based on your browsing history and your preferences on line;
- Monitor your use of our Website and/or Application in order to improve them;
- Enhance your user experience by adapting and tailoring the content on the Website and/or Application to your interest and providing more relevant BNP Paribas ads and content to you on non-BNP Paribas websites and non-BNP Paribas applications.
- Remember information that you provided to us (e.g. to automatically populate forms with information that you have previously provided to us so that you can log on more quickly);
- Keep track of your preferences and settings in your use of our Website and/or Application (e.g. time zone etc.);
- What kind of information can be stored in a cookie?
The information stored by the cookies on your device may relate to the following, subject to its retention period:
- the webpages you have visited on that device;
- the advertisements you have clicked on;
- the type of browser you use;
- your IP address;
- and any other information that you have provided on our Website and/or Application.
Cookies may collect personal data. Where we use cookies which collect your personal data, such collection is covered by our Data Protection Notice Data Protection Notice – BNP Paribas Finland
- What kinds of cookies do we use and for what purpose?
Cookies used on our Websites are classified into different categories.
3.1 Strictly necessary cookies (mandatory)
These cookies are essential for the Site to function properly. They may include, for example, cookies which collect session ID and authentication data, cookies that make it possible to personalize the interface of a Site (for example, for the choice of the language or presentation of a service) or some audience measurement cookies. This category also includes cookies that allow us to comply with our legal obligations, including ensuring a safe online environment (for example by detecting repeated login failures in order to prevent unauthorized persons from reaching your account).
3.2 Preference cookies (subject to your consent)
These cookies allow us and our partners, to personalize and offer the content and features of the Sites (and in particular the display of our products and services). They are used to improve our Site and your user experience.
3.3 Analytics cookies (subject to your consent, except in some circumstances)
These cookies allow us and our partners, to understand how users arrive on our Site, to measure the number of visitors to our Site, but also to analyze the way in which visitors browse the Site or reconstitute their journey.
This helps us improve the way our Sites work by ensuring, for example, that users easily find what they are looking for.
These cookies may be exempt from consent when they are strictly necessary for the functioning of the Site in accordance with the article 3.1.
Otherwise, they are subject to consent in accordance with the present article 3.3.
3.4 Advertising cookies and tracking cookies (subject to your consent)
There are different categories of cookies used to propose you advertising.
Information obtained through advertising cookies is frequently shared with our partners through the use of third-party cookies. You can find more information on these partners in section 4 of this Cookies Policy.
– Personalized advertising cookies
These cookies are used to provide you with adverts more tailored to you and your interests. These cookies record your visit to our Website, the pages you have visited and the links you have followed. We use and our partners this information in order to personalize our Site and the advertisements therein, if any, according to your areas of interest.
They can also be used to display personalized advertisements on our products on other sites, to measure the effectiveness of an advertising campaign, to limit the frequency of distribution (that is to say to limit the number of times that you see an ad), affiliate ad, click fraud detection, market research, product improvement, debugging.
– Non-personalized advertising cookies
These cookies allow us and our partners, to display advertisements that are not personalized to your profile. These cookies can be used exclusively to measure the performance of a marketing campaign.
– Geolocated advertising cookies
These cookies allow us and our partners to show you personalized advertising based on your location (geolocated advertising).
3.5 Social networks and content sharing cookies (subject to your consent)
– Social network cookies:
These cookies allow us and our partners to share information with the social networks used on our Sites.
The display of this type of content on our Sites shares information about your browsing on our Sites with the social networks used.
– Content sharing cookies:
These cookies allow us and our partners, to offer you the viewing on our Site of content hosted on an external site.
The visualization of this type of content on our Sites involves sharing information with the hosting site about your browsing on our Sites.
You will find in section 4 of this Cookies Policy more information about the partners as well as explanations on how you can set up your preferences.
- In this context, who places the cookies on your device (for example the companies of BNP Paribas Group or a partner)?
When you select which types of cookies you allow on your device, the cookies may be deposited directly by us or by one of our partners.
From a practical point of view, this means that when you authorize the installation of certain so-called “third-party” cookies on your device, our partners will also be able to access the information they collect (such as, for example, your browsing statistics when you allow third-party analysis cookies)) in accordance with our Data Protection Notice and those of our partners which such partners provide to you.
Cookies List
Strictly Necessary Cookies: These cookies are essential in order for the Site / Application to function properly.
They may include, for example, cookies which collect session ID and authentication data, cookies which make it possible to personalize the interface of a Site and / or an Application ( for example, for the choice of language or the presentation of a service) or even certain audience measurement cookies. This category of cookies also includes cookies that help us comply with our legal obligations, including ensuring a safe online environment (for example by detecting repetitive login failures to prevent unauthorized persons from accessing your account). Disabling these cookies will reduce the performance of the Site and may make unavailable its services and features.
This website uses Matomo analytics cookies which is strictly necessary. However, you can disable this cookie by clicking below.
| Cookie Subgroup | Cookies | Cookies used | Lifespan |
| finland.bnpparibas.com | PHPSESSID | First Party | Session |
| finland.bnpparibas.com | po_c-618749 | First Party | 364 Days |
Analytics cookies: These cookies allow us [as well as our partners,] to understand how you arrive on our Site and / or Application and to measure the number of visitors to our Site and / or Application.
They are also used to analyze the way you browse the Site / Application or to reconstruct your journey. This helps us improve the way our Sites and / or Applications work by ensuring, for example, that users easily find what they are looking for. By not allowing these cookies, we will not be able to analyze how you use the Site / Application.
| Description | Cookie | Purpose | Validity |
| Matomo cookie used to store the attribution information, the referrer ID used to visit the website. | _pk_ref | Cookie to store referrer ID’s for anonymous statistics. | 6 months. |
| Matomo short lived cookie used to temporarily store data for the visit. | _pk_ses | Cookie to store a unique session ID for anonymous statistics. | Duration of session. |
| Matomo short lived cookie used to temporarily store data for the visit. | _pk_hsr | Cookie for anonymous statistics (heatmap or session recording) | Duration of session. |
| Matomo short lived cookie used to temporarily store data for the visit. | _pk_cvar | Cookies which holds custom variables that were set during the previous page view. | Duration of session. |
| Matomo cookie used to store analytics opt-out. | _removed | This cookie contains the information that tracking has not been agreed to. | 30 years. |
| Matomo cookie used to store analytics opt-out. | mtm_consent | This cookie contains the information that the user has agreed to tracking. | 30 years. |
| Matomo cookie used to store details about the user such as the unique visitor ID. | pk_id | Matomo cookie used to store visitor ID for anonymous statistics. | 11 m |
Content sharing cookies: These cookies allow us [as well as our partners,] to offer you viewing on our Site / Application of content hosted on an external site.
Viewing this type of content on our Sites / Applications involves sharing with the hosting site information about your browsing on our Sites / Applications. By refusing these cookies, we will not be able to allow you to visualize certain content integrated on our site, when they are hosted on an external hosting platform.
| Cookie Subgroup | Cookies | Cookies used | Lifespan |
| youtube.com | VISITOR_INFO1_LIVE | Third Party | 6 Months |
Geolocated advertising cookies: These cookies allow us [as well as our partners,] to show you personalized advertising based on your location (geolocated advertising).
By refusing these cookies, we will not be able to offer you personalized advertising based on your geolocation.
| Cookie Subgroup | Cookies | Cookies used | Lifespan |
| doubleclick.net | test_cookie | Third Party | 1 Day |
Social media cookies: These cookies allow us [as well as partners,] to share information with the social networks used.
The display of this type of content on our Sites / Applications shares information about your browsing on our Sites / Applications with the social networks used. By refusing these cookies, we will not be able to allow you to share content from our Site / Application to social networks.
| Cookie Subgroup | Cookies | Cookies used | Lifespan |
| youtube.com | CONSENT | Third Party | 6 Months |
- How can you manage cookies?
To see the different categories of cookies that we use on the Site and configure your choices, you can consult the cookie management module accessible at the bottom of the page. You can modify at any time your preferences, withdraw or give again your consent at any time.
Please note that the use of strictly necessary cookies for the proper functioning of the Site does not require your consent. This is why the option “strictly necessary cookies” is pre-checked in our cookie management tool and is not optional.
By refusing certain types of cookies (preference cookies for example), we will not be able to optimize your user experience on our Site and some parts may not function properly.
By default, we save your cookie choices on a device for a maximum of 6 months. If you change your mind about the preferences you have expressed regarding cookies, you can update your choices at any time, by following this link. We will ask you to make a choice again every 6 months.